<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url>
<loc>https://www.portalfina.com.br</loc>
<changefreq>daily</changefreq>
<priority>1</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras</loc>
<changefreq>weekly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias</loc>
<changefreq>weekly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias</loc>
<changefreq>weekly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/black-friday-27-de-novembro-checklist-de-compra-segura-e-arrependimento-de-7-dias</loc>
<lastmod>2026-11-03</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/mp-das-bets-stf-audiencia-3-de-novembro-saldo-devolvido-ate-14-de-outubro</loc>
<lastmod>2026-11-03</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/feriados-de-novembro-de-2026-sexta-20-e-feriadao-dia-15-cai-no-domingo-e-quem-trabalha-recebe-em-dobro</loc>
<lastmod>2026-11-02</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/enem-2026-provas-8-e-15-de-novembro-portoes-fecham-as-13h-e-pe-de-meia-paga-r-200</loc>
<lastmod>2026-11-02</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/sac-novas-regras-valem-desde-2-de-novembro-atendente-humano-das-8h-as-20h-e-espera-de-20-segundos</loc>
<lastmod>2026-11-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/igp-m-outubro-1-47-acumulado-5-24-aluguel-de-r-2-000-vai-a-r-2-104-80</loc>
<lastmod>2026-11-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/fies-vagas-remanescentes-2026-inscricao-ate-3-de-novembro-50-mil-vagas-e-renda-de-ate-3-salarios</loc>
<lastmod>2026-10-31</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/antecipacao-do-saque-aniversario-do-fgts-cai-para-3-parcelas-e-r-1-500-em-1-de-novembro</loc>
<lastmod>2026-10-31</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/nfs-e-nacional-obrigatoria-para-empresas-do-simples-a-partir-de-1-de-novembro</loc>
<lastmod>2026-10-31</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pnad-desemprego-3o-trimestre-5-2-menor-desde-2012-103-6-milhoes-ocupados</loc>
<lastmod>2026-10-30</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/inss-novembro-2026-calendario-24-de-novembro-e-13o-para-quem-comecou-em-maio</loc>
<lastmod>2026-10-30</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/aneel-mantem-bandeira-verde-em-novembro-de-2026-conta-de-luz-sem-taxa-extra</loc>
<lastmod>2026-10-30</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/gasolina-cai-a-r-6-49-na-2a-semana-sem-tributos-federais-etanol-a-r-4-11</loc>
<lastmod>2026-10-29</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/bancos-fecham-no-feriado-de-finados-2-de-novembro-boletos-pagam-3-de-novembro</loc>
<lastmod>2026-10-29</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/inss-biometria-e-golpe-beneficio-nao-sera-bloqueado-para-quem-ja-recebe</loc>
<lastmod>2026-10-29</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/bolsa-familia-novembro-16-17-e-18-dezembro-10-11-e-14-calendario-do-nis</loc>
<lastmod>2026-10-28</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pix-med-prazo-de-80-dias-e-nova-etapa-entre-bancos-vale-desde-26-de-outubro</loc>
<lastmod>2026-10-28</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/tcu-aprova-cbs-de-11-3-para-2027-o-que-muda-para-o-consumidor</loc>
<lastmod>2026-10-28</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/dolar-sobe-8-21-a-r-5-403-e-bolsa-cai-13-88-o-que-muda-para-o-seu-bolso</loc>
<lastmod>2026-10-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/imposto-seletivo-mp-sai-esta-semana-e-diesel-mantem-subvencao-de-r-2-12</loc>
<lastmod>2026-10-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/tesouro-recompra-ntn-b-leilao-de-tesouro-selic-cancelado-27-de-outubro</loc>
<lastmod>2026-10-27</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/copom-4-de-novembro-selic-13-75-focus-preve-13-25-no-fim-de-2026</loc>
<lastmod>2026-10-26</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pis-pasep-antigo-fundo-caixa-paga-26-de-outubro-e-pedido-ate-31-de-outubro-sai-em-25-de-novembro</loc>
<lastmod>2026-10-26</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/tarifa-zero-pec-18-fins-de-semana-e-feriados-r-12-bilhoes-em-2027</loc>
<lastmod>2026-10-26</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/inss-outubro-2026-calendario-de-pagamento-26-de-outubro-a-9-de-novembro</loc>
<lastmod>2026-10-25</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pacote-mei-perdao-de-r-12-6-bilhoes-pix-de-ate-r-5-mil-e-teto-de-r-110-mil</loc>
<lastmod>2026-10-25</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/gasolina-na-bomba-quase-nao-cai-anp-mostra-r-6-53-na-1a-semana-sem-tributos-federais</loc>
<lastmod>2026-10-25</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/bc-ofertas-de-credito-novas-regras-2027</loc>
<lastmod>2026-10-25</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/restituicao-ir-lote-residual-184-mil-contribuintes-credito-em-30-de-outubro</loc>
<lastmod>2026-10-24</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/dolar-fecha-a-r-4-993-e-cai-1-58-na-semana-o-que-muda-para-quem-compra-e-viaja</loc>
<lastmod>2026-10-24</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/aposentadoria-especial-de-agentes-de-saude-ec-140-idade-minima-de-57-e-60-anos</loc>
<lastmod>2026-10-24</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/desenrola-3-0-edital-de-r-90-bi-em-dividas-de-ate-r-10-mil-desconto-minimo-de-90</loc>
<lastmod>2026-10-23</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/gas-do-povo-recarga-todo-dia-10-proxima-em-10-de-novembro-quem-recebe-e-quanto-vale</loc>
<lastmod>2026-10-23</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/ipca-15-de-outubro-sobe-0-32-e-inflacao-em-12-meses-vai-a-4-62-tomate-puxa-a-alta</loc>
<lastmod>2026-10-23</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/13o-salario-2026-primeira-parcela-ate-30-de-novembro-e-segunda-ate-18-de-dezembro</loc>
<lastmod>2026-10-23</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/arrecadacao-federal-recorde-de-r-239-4-bilhoes-em-setembro-o-que-a-alta-de-5-62-significa-para-voce</loc>
<lastmod>2026-10-22</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/segundo-turno-25-de-outubro-quem-nao-votar-paga-multa-de-r-3-51-e-prazo-para-justificar</loc>
<lastmod>2026-10-22</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/prazo-do-simples-nacional-2027-termina-hoje-e-ibs-cbs-tem-escolha-ate-30-de-outubro</loc>
<lastmod>2026-10-22</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/garantia-safra-bahia-inscricao-21-outubro-2026</loc>
<lastmod>2026-10-21</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/ir-2026-restituicoes-41-bilhoes-como-consultar</loc>
<lastmod>2026-10-20</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/fim-da-escala-6x1-senado-aprova-pec-veja-quando-comeca-e-o-que-muda</loc>
<lastmod>2026-10-20</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/bolsa-familia-outubro-antecipado-21-de-outubro</loc>
<lastmod>2026-10-19</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/bolsa-familia-691-outubro-2026-calendario</loc>
<lastmod>2026-10-19</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/abono-salarial-lote-complementar-1-milhao-de-trabalhadores-recebe-desde-15-de-outubro</loc>
<lastmod>2026-10-16</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/dinheiro-esquecido-em-bancos-chega-a-r-5-79-bilhoes-veja-como-consultar</loc>
<lastmod>2026-10-15</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pe-de-meia-7a-parcela-de-r-200-sai-de-19-a-26-de-outubro-veja-as-datas</loc>
<lastmod>2026-10-14</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/prorrogacao-do-auxilio-por-incapacidade-temporaria-quando-e-como-pedir</loc>
<lastmod>2026-10-14</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/auxilio-por-incapacidade-temporaria-valor-carencia-e-como-pedir</loc>
<lastmod>2026-10-14</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/retroativos-do-inss-o-que-sao-e-como-conferir-o-pagamento</loc>
<lastmod>2026-10-14</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/pericia-medica-do-inss-como-funciona-e-como-se-preparar</loc>
<lastmod>2026-10-14</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/aposentadoria-por-idade-regras-valor-e-como-pedir</loc>
<lastmod>2026-10-14</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/qualidade-de-segurado-e-carencia-no-inss-como-funciona</loc>
<lastmod>2026-10-14</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/gasolina-sem-tributos-federais-por-30-dias-desoneracao-de-r-0-89-por-litro</loc>
<lastmod>2026-10-13</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-contar-prazos-dias-corridos-e-dias-uteis</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/ipva-como-calcular-valor-venal-aliquota-e-parcelas</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-calcular-ferias-passo-a-passo</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-calcular-o-13o-salario</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-calcular-a-rescisao-sem-justa-causa</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-calcular-horas-extras-e-dsr</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-pedir-o-seguro-desemprego</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/tabela-do-imposto-de-renda-2026-na-folha</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-funciona-o-desconto-do-inss</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/poupanca-ou-cdb-qual-rende-mais</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/reajuste-do-aluguel-como-calcular-igp-m-ou-ipca</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/vale-transporte-como-funciona-o-desconto-de-6</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/adicional-de-insalubridade-como-calcular-os-graus</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/adicional-de-periculosidade-quem-recebe-e-como-calcular</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/banco-de-horas-como-funciona-e-como-calcular-o-saldo</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/salario-maternidade-quem-recebe-e-como-calcular</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-calcular-a-pensao-alimenticia-percentual-e-base</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/pro-labore-como-calcular-inss-e-imposto-de-renda</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/mei-passou-do-limite-de-r-81-mil-o-que-acontece</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/cdi-o-que-e-e-como-calcular-o-rendimento</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/plr-como-funciona-e-como-calcular-o-imposto</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/juros-compostos</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/salario-liquido</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/ferias</loc>
<lastmod>2026-10-12</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pix-automatico-na-conta-salario-a-partir-de-1-de-julho-de-2027</loc>
<lastmod>2026-10-11</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/ipca-de-setembro-sobe-0-82-e-inflacao-em-12-meses-chega-a-4-58</loc>
<lastmod>2026-10-10</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/inss-paga-afastamento-de-ate-6-meses-a-mulheres-com-medida-protetiva</loc>
<lastmod>2026-10-09</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/receita-envia-cartas-a-498-mil-contribuintes-na-malha-fina-ate-20-de-outubro</loc>
<lastmod>2026-10-08</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/vale-refeicao-e-alimentacao-cartao-em-qualquer-maquininha-prazo-termina-em-novembro-de-2026</loc>
<lastmod>2026-10-08</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pgfn-semana-regularizacao-tributaria-adesao-ate-9-de-outubro-desconto-ate-100-em-juros-e-multas</loc>
<lastmod>2026-10-07</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pix-por-aproximacao-sem-teto-de-r-500-como-ajustar-o-limite-no-app</loc>
<lastmod>2026-10-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/focus-inflacao-5-01-selic-13-5-fim-de-2026-o-que-o-mercado-preve</loc>
<lastmod>2026-10-06</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/pgfn-fgts-empregadores-negociar-divida-desconto-ate-29-de-janeiro</loc>
<lastmod>2026-10-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/votar-vale-como-prova-de-vida-do-inss-veja-quem-nao-precisa-fazer</loc>
<lastmod>2026-10-05</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/quinto-dia-util-de-outubro-2026-prazo-do-salario-vai-ate-6-de-outubro</loc>
<lastmod>2026-10-04</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/salario-minimo-2027-orcamento-preve-r-1-741-veja-o-que-muda</loc>
<lastmod>2026-10-03</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/saque-aniversario-fgts-outubro-2026-ate-31-de-dezembro-quanto-sai</loc>
<lastmod>2026-10-03</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-entender-o-holerite</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-montar-reserva-de-emergencia</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-consultar-a-restituicao-do-imposto-de-renda</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-consultar-saldo-e-extrato-do-fgts</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-consultar-valores-a-receber-no-banco-central</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-usar-o-meu-inss-e-consultar-o-cnis</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-consultar-cpf-e-limpar-o-nome-passo-a-passo</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-usar-o-pix-com-seguranca</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/saque-aniversario-do-fgts-como-funciona</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-consultar-a-situacao-do-cpf</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-acessar-a-carteira-de-trabalho-digital</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-criar-e-aumentar-o-nivel-da-conta-govbr</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-emitir-o-das-do-mei-e-fazer-a-declaracao-anual</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-dar-baixa-no-mei</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-identificar-boleto-falso-e-pagar-com-seguranca</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-consultar-e-melhorar-o-score-de-credito</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-ler-o-extrato-bancario-e-contestar-cobrancas</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-montar-um-orcamento-mensal-simples</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-cancelar-assinaturas-e-compras-online</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-fazer-ou-atualizar-o-cadastro-unico</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-calcular-o-salario-liquido</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-abrir-um-mei-passo-a-passo</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/mei-das-em-atraso-como-regularizar</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/cdb-lci-lca-ou-tesouro-selic-qual-escolher</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/juros-compostos-na-pratica</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/financiamento-sac-ou-price-qual-escolher</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/como-sair-do-endividamento-passo-a-passo</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/bolsa-familia-como-consultar-e-quanto-recebe</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/bpc-loas-quem-tem-direito-e-como-pedir</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/abono-salarial-pis-pasep-quem-tem-direito</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/quanto-custa-um-funcionario-clt</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/guias/simples-nacional-e-fator-r-como-pagar-menos-imposto</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/seguro-desemprego</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/irrf</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/fgts-multa</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/contador-de-dias</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/cdi</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/reajuste-aluguel</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/pis</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/custo-funcionario-clt</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/salario-por-hora</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/dsr</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/ferias-proporcionais</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/aviso-previo</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/vale-transporte</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/periculosidade</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/custo-demissao</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/inss-autonomo</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/excesso-limite-mei</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/bpc</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/auxilio-incapacidade</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/prazo-prorrogacao-auxilio-inss</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/ipva</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/cdb-x-poupanca</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/lci-lca</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/juros-simples</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/amortizacao-antecipada</loc>
<lastmod>2026-10-02</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/selic-13-75-o-que-muda-para-quem-investe-e-para-quem-deve</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/salario-minimo-2026-r-1-621-o-que-ele-muda-no-seu-bolso</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/mei-2026-das-de-r-81-05-limite-de-r-81-mil-e-multa-por-atraso</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/inss-de-autonomo-e-socio-20-11-ou-5-qual-plano-vale-a-pena</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/abono-salarial-2026-prazo-para-sacar-vai-ate-30-de-dezembro</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/noticias/desenrola-mei-pequeno-valor-desconto-dividas</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/rescisao-clt</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/decimo-salario</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/horas-extras</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/inss</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/porcentagem</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/financiamento-sac-price</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/bolsa-familia</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/das-limite-mei</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/fator-r</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/adicional-noturno</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/banco-de-horas</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/decimo-proporcional</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/plr-ppr-liquido</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/insalubridade</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/pensao-alimenticia</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/pro-labore</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/simples-nacional</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/das-mei-atraso</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/salario-maternidade</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/retroativos-inss</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/aposentadoria-por-idade</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/cdb-liquido</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/tesouro-selic</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/conversao-taxa-mensal-anual</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/calculadoras/simulador-de-emprestimo</loc>
<lastmod>2026-10-01</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/categorias/financas</loc>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/categorias/trabalho</loc>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/categorias/beneficios</loc>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/categorias/economia</loc>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/categorias/guias</loc>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/categorias/utilidades</loc>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/sobre</loc>
<changefreq>yearly</changefreq>
<priority>0.4</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/impostometro</loc>
<changefreq>yearly</changefreq>
<priority>0.4</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/contato</loc>
<changefreq>yearly</changefreq>
<priority>0.4</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/politica-de-privacidade</loc>
<changefreq>yearly</changefreq>
<priority>0.4</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/politica-de-cookies</loc>
<changefreq>yearly</changefreq>
<priority>0.4</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/termos-de-uso</loc>
<changefreq>yearly</changefreq>
<priority>0.4</priority>
</url>
<url>
<loc>https://www.portalfina.com.br/autor</loc>
<changefreq>yearly</changefreq>
<priority>0.4</priority>
</url>
</urlset>
